Mary Napolitano, 63, is Somerville born and raised. She remembers running around Union Square as a kid with her sister, and getting a ride home from the local police officer at the end of the day. Mary worries that she will fall off the senior healthcare cliff once she turns 65. Her monthly income is less than $900 but because of her life insurance plan, she would be ineligible for Medicare Savings Plans. If we don’t “Bridge the Gap,” when Mary turns 65, she will lose MassHealth eligibility and her healthcare costs skyrocket. After all her bills, she only has $230 in expendable income now, and she cannot imagine how she will make ends meet if her medical costs go up. Medicare Savings Programs could save Mary more than $350 per month once she turns 65!